/* ==========================================================================
   GRUPO LUCMA — Páginas internas
   Page hero, breadcrumb, missão/visão/valores, camadas, unidades.
   ========================================================================== */

/* --------------------------------------------------------------------------
   Page hero (cabeçalho das páginas internas)
   -------------------------------------------------------------------------- */
.page-hero {
  position: relative; overflow: hidden; isolation: isolate;
  background: var(--c-blue-darker); color: #fff;
  /* respiro extra no topo para o menu flutuante não cobrir o rosto/assunto da foto */
  padding-top: calc(var(--header-h) + clamp(4.5rem, 9vw, 7.5rem));
  padding-bottom: clamp(3.5rem, 8vw, 6rem);
  min-height: clamp(430px, 44vw, 560px);
  display: flex; align-items: center;
}
.page-hero > .container { width: 100%; }
/* imagem de fundo + overlay (sem riscos/triângulos) */
.page-hero__bg { position: absolute; inset: 0; z-index: -2; }
/* imagem puxada para a direita: o recorte prioriza o lado direito da foto,
   que é onde fica o assunto (família, carro, casa etc.) */
/* recorte puxado p/ direita e um pouco p/ baixo, para o assunto da foto
   ficar abaixo do menu flutuante em vez de ser cortado por ele */
.page-hero__bg img { width: 100%; height: 100%; object-fit: cover; object-position: 72% 62%; }
/* ajuste fino do foco vertical quando o assunto da foto pede
   (ex.: retrato em pé, onde 62% cortaria o rosto) */
.page-hero--focus-top .page-hero__bg img { object-position: 72% 26%; }
.page-hero--focus-mid .page-hero__bg img { object-position: 72% 45%; }
/* véu azul bem mais leve que antes: escurece só o necessário para o texto */
.page-hero__bg::after {
  content: ""; position: absolute; inset: 0;
  background:
    linear-gradient(96deg,
      rgba(0,44,71,0.68) 0%,
      rgba(0,44,71,0.52) 30%,
      rgba(0,52,83,0.28) 52%,
      rgba(0,62,99,0.08) 76%,
      rgba(0,62,99,0.02) 100%),
    /* faixa sutil no topo só para o menu continuar legível sobre a foto */
    linear-gradient(180deg, rgba(0,30,50,0.42) 0%, rgba(0,30,50,0.06) 22%, transparent 34%),
    linear-gradient(0deg, rgba(0,44,71,0.38) 0%, transparent 30%);
}
/* leve sombra no texto permite clarear ainda mais o véu sem perder leitura */
.page-hero__inner h1,
.page-hero__inner .page-hero__lead,
.page-hero__inner .breadcrumb { text-shadow: 0 2px 16px rgba(0,24,40,0.75), 0 1px 4px rgba(0,24,40,0.55); }
/* no mobile o texto ocupa a largura toda, então o véu precisa ser uniforme */
@media (max-width: 899px) {
  .page-hero__bg img { object-position: 66% 58%; }
  .page-hero__bg::after {
    background:
      linear-gradient(180deg, rgba(0,44,71,0.66) 0%, rgba(0,44,71,0.48) 45%, rgba(0,44,71,0.70) 100%);
  }
}
.page-hero__inner { max-width: 820px; position: relative; }
.page-hero h1 { color: #fff; font-size: clamp(2.5rem, 6vw, 4rem); margin-bottom: var(--sp-5); line-height: 1.08; }
.page-hero h1 .hl { color: var(--c-mist); }
.page-hero__lead { font-size: clamp(1.1rem, 1.6vw, 1.3rem); color: rgba(255,255,255,0.88); max-width: 60ch; }

/* --------------------------------------------------------------------------
   Trajetória (texto + imagem)
   -------------------------------------------------------------------------- */
.story__grid { display: grid; gap: clamp(2.5rem, 6vw, 5rem); align-items: center; grid-template-columns: 1fr; }
@media (min-width: 900px) { .story__grid { grid-template-columns: 1fr 1fr; } }
.story h2 { margin-bottom: var(--sp-5); }
.story p { margin-bottom: var(--sp-4); color: var(--c-gray-text); }
.story p strong { color: var(--c-blue); }
/* mini-stats inline (moderno) */
.story__stats { display: flex; flex-wrap: wrap; gap: clamp(1.2rem, 3vw, 2.4rem); margin-top: var(--sp-6); padding-top: var(--sp-5); border-top: 1px solid var(--c-border); }
.story__stats div b { font-family: var(--font-title); font-weight: 800; font-size: clamp(1.6rem, 3vw, 2.1rem); color: var(--c-blue); line-height: 1; display: block; }
.story__stats div b .pre { color: var(--c-steel); }
.story__stats div span { font-size: 0.85rem; color: var(--c-gray-soft); }

/* mídia limpa com cards flutuantes (sem borda atrás) */
.story__media { position: relative; }
.story__media__frame { position: relative; border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-lg); }
.story__media__frame img { width: 100%; height: 100%; object-fit: cover; display: block; aspect-ratio: 4/4.4; }
.story__media__frame::after { content: ""; position: absolute; inset: 0; background: linear-gradient(170deg, transparent 50%, rgba(0,44,71,0.32)); }
.story__badge {
  position: absolute; left: clamp(-8px, -1.5vw, 0px); bottom: clamp(26px, 6vw, 52px); z-index: 2;
  background: #fff; border: 1px solid var(--c-border); border-radius: var(--radius);
  box-shadow: var(--shadow); padding: 0.9rem 1.2rem; display: flex; align-items: center; gap: 0.8rem;
}
.story__badge .yr { font-family: var(--font-title); font-weight: 800; font-size: 1.8rem; color: var(--c-blue); line-height: 1; }
.story__badge span { font-size: 0.82rem; color: var(--c-gray-soft); max-width: 14ch; }
.story__chip {
  position: absolute; right: clamp(-8px, -1.5vw, 0px); top: clamp(20px, 5vw, 44px); z-index: 2;
  background: var(--c-blue); color: #fff; border-radius: var(--radius);
  box-shadow: var(--shadow); padding: 0.85rem 1.15rem; text-align: center;
}
.story__chip b { font-family: var(--font-title); font-weight: 800; font-size: 1.5rem; line-height: 1; display: block; }
.story__chip b .pre { color: var(--c-mist); }
.story__chip span { font-size: 0.74rem; color: rgba(255,255,255,0.82); }

/* --------------------------------------------------------------------------
   Missão · Visão · Valores
   -------------------------------------------------------------------------- */
.mvv-grid { display: grid; gap: clamp(1rem, 2.5vw, 1.75rem); grid-template-columns: 1fr; }
@media (min-width: 820px) { .mvv-grid { grid-template-columns: repeat(3, 1fr); } }
.mvv-card {
  position: relative; overflow: hidden;
  background: #fff; border: 1px solid var(--c-border); border-radius: var(--radius-lg);
  padding: clamp(1.6rem, 3vw, 2.2rem); box-shadow: var(--shadow-sm);
  transition: transform var(--t), box-shadow var(--t), border-color var(--t);
}
.mvv-card:hover { transform: translateY(-6px); box-shadow: var(--shadow); border-color: var(--c-mist); }
.mvv-card__icon { width: 54px; height: 54px; border-radius: 14px; display: grid; place-items: center; background: var(--grad-steel); color: #fff; margin-bottom: var(--sp-4); }
.mvv-card__icon svg { width: 27px; height: 27px; }
.mvv-card h3 { font-size: var(--fs-h3); margin-bottom: var(--sp-3); }
.mvv-card p { color: var(--c-gray-soft); font-size: 0.97rem; }
.mvv-card::after { content: ""; position: absolute; left: 0; bottom: 0; height: 4px; width: 0; background: var(--grad-brand); transition: width var(--t); }
.mvv-card:hover::after { width: 100%; }

/* Valores em grade de pílulas com pico */
.values-grid { display: grid; gap: var(--sp-3); grid-template-columns: 1fr; margin-top: var(--sp-5); }
@media (min-width: 600px) { .values-grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 920px) { .values-grid { grid-template-columns: 1fr 1fr 1fr; } }
.value-item {
  display: flex; align-items: flex-start; gap: 10px;
  background: #fff; border: 1px solid var(--c-border); border-radius: var(--radius);
  padding: 1rem 1.2rem; font-size: 0.95rem; color: var(--c-gray-text);
  transition: border-color var(--t-fast), transform var(--t-fast);
}
.value-item:hover { border-color: var(--c-steel); transform: translateY(-2px); }
.value-item::before { content: ""; flex: none; margin-top: 5px; width: 0; height: 0; border-left: 6px solid transparent; border-right: 6px solid transparent; border-bottom: 10px solid var(--c-steel); }

/* --------------------------------------------------------------------------
   Camadas de proteção (conceito visual)
   -------------------------------------------------------------------------- */
.layers { display: grid; gap: var(--sp-4); max-width: 760px; margin-inline: auto; }
.layer-row {
  display: flex; align-items: center; gap: clamp(1rem, 3vw, 2rem);
  color: #fff; border-radius: var(--radius-lg);
  padding: clamp(1.3rem, 3vw, 1.9rem) clamp(1.5rem, 4vw, 2.4rem);
  box-shadow: var(--shadow);
}
.layer-row--1 { background: linear-gradient(120deg, var(--c-steel), var(--c-blue-mid)); margin-right: clamp(0px, 12vw, 140px); }
.layer-row--2 { background: linear-gradient(120deg, var(--c-blue-mid), var(--c-blue)); margin-inline: clamp(0px, 6vw, 70px); }
.layer-row--3 { background: linear-gradient(120deg, var(--c-blue), var(--c-blue-deep)); margin-left: clamp(0px, 12vw, 140px); }
.layer-row__num { font-family: var(--font-title); font-weight: 800; font-size: clamp(1.8rem, 4vw, 2.6rem); opacity: 0.4; line-height: 1; }
.layer-row h3 { color: #fff; font-size: var(--fs-h3); margin-bottom: 2px; }
.layer-row p { color: rgba(255,255,255,0.85); font-size: 0.95rem; }

/* --------------------------------------------------------------------------
   Unidades
   -------------------------------------------------------------------------- */
.units-grid { display: grid; gap: clamp(1.25rem, 3vw, 2rem); grid-template-columns: 1fr; }
@media (min-width: 820px) { .units-grid { grid-template-columns: 1fr 1fr; } }
.unit-card {
  position: relative; overflow: hidden;
  background: #fff; border: 1px solid var(--c-border); border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
  transition: transform var(--t), box-shadow var(--t), border-color var(--t);
  display: flex; flex-direction: column;
}
.unit-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); border-color: var(--c-mist); }

/* cabeçalho em degradê (sem imagem) */
.unit-card__head {
  position: relative; overflow: hidden;
  background: var(--grad-hero); color: #fff;
  padding: clamp(1.6rem, 3.2vw, 2.2rem);
}
.unit-card__head::after {
  content: ""; position: absolute; right: -30px; bottom: -50px;
  width: 180px; height: 180px; border-radius: 50%;
  background: radial-gradient(circle at center, rgba(169,196,214,0.30), transparent 70%);
}
.unit-card__pin { position: absolute; right: 14px; top: 12px; width: 90px; height: 90px; opacity: 0.16; color: #fff; }
.unit-card__tag {
  display: inline-flex; align-items: center; gap: 6px;
  background: rgba(255,255,255,0.16); border: 1px solid rgba(255,255,255,0.3); color: #fff;
  font-family: var(--font-title); font-weight: 600; font-size: 0.74rem; letter-spacing: 0.06em; text-transform: uppercase;
  padding: 0.32rem 0.8rem; border-radius: var(--radius-pill); margin-bottom: var(--sp-4);
}
.unit-card__head h3 { color: #fff; font-size: clamp(1.5rem, 3vw, 2rem); margin: 0; position: relative; }
.unit-card__head .uf { color: var(--c-mist); }

.unit-card__body { padding: clamp(1.4rem, 3vw, 2rem); display: flex; flex-direction: column; flex: 1; }
.unit-card__line { display: flex; align-items: flex-start; gap: 10px; margin-bottom: var(--sp-3); font-size: 0.95rem; color: var(--c-gray-text); }
.unit-card__line svg { width: 18px; height: 18px; color: var(--c-steel); flex: none; margin-top: 3px; }
.unit-card__actions { display: flex; flex-wrap: wrap; gap: var(--sp-3); margin-top: auto; padding-top: var(--sp-4); }

/* CTA final padronizado vive em components.css (.cta-final) */

/* --------------------------------------------------------------------------
   Cotação — seletor de produto (abas) + formulários
   -------------------------------------------------------------------------- */
.quote-tabs { display: grid; grid-template-columns: repeat(2,1fr); gap: var(--sp-3); margin-bottom: var(--sp-7); }
@media (min-width: 640px) { .quote-tabs { grid-template-columns: repeat(5,1fr); } }
.quote-tab {
  display: flex; flex-direction: column; align-items: center; gap: 0.5rem; text-align: center;
  background: #fff; border: 1.5px solid var(--c-border); border-radius: var(--radius);
  padding: 1.1rem 0.8rem; font-family: var(--font-title); font-weight: 600; font-size: 0.9rem; color: var(--c-gray-text);
  transition: border-color var(--t-fast), color var(--t-fast), background var(--t-fast), transform var(--t-fast);
}
.quote-tab:hover { transform: translateY(-3px); border-color: var(--c-steel); }
.quote-tab__icon { width: 40px; height: 40px; border-radius: 11px; display: grid; place-items: center; background: var(--c-offwhite); color: var(--c-steel); transition: background var(--t-fast), color var(--t-fast); }
.quote-tab__icon svg { width: 22px; height: 22px; }
.quote-tab.is-active { background: var(--c-blue); border-color: var(--c-blue); color: #fff; }
.quote-tab.is-active .quote-tab__icon { background: rgba(255,255,255,0.18); color: #fff; }

.quote-panel { display: none; }
.quote-panel.is-active { display: block; animation: fadeUp 0.4s var(--ease-out); }
@keyframes fadeUp { from { opacity: 0; transform: translateY(12px); } to { opacity: 1; transform: none; } }

.quote-form {
  background: #fff; border: 1px solid var(--c-border); border-radius: var(--radius-lg);
  padding: clamp(1.5rem, 4vw, 2.6rem); box-shadow: var(--shadow-sm);
}
.quote-form__head { margin-bottom: var(--sp-5); }
.quote-form__head h2 { font-size: var(--fs-h3); margin-bottom: var(--sp-2); }
.quote-form__head p { color: var(--c-gray-soft); font-size: 0.95rem; }

.form-grid { display: grid; grid-template-columns: 1fr; gap: var(--sp-4); }
@media (min-width: 600px) { .form-grid { grid-template-columns: 1fr 1fr; } }
.field { display: flex; flex-direction: column; gap: 0.4rem; }
.field--full { grid-column: 1 / -1; }
.field label { font-size: 0.85rem; font-weight: 600; color: var(--c-gray-text); }
.field label .req { color: #d9534f; }
.field input, .field select, .field textarea {
  width: 100%; padding: 0.8rem 1rem; border: 1.5px solid var(--c-border); border-radius: var(--radius-sm);
  background: var(--c-offwhite); color: var(--c-gray-text); font-size: 0.95rem; font-family: inherit;
  transition: border-color var(--t-fast), background var(--t-fast);
}
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--c-steel); background: #fff; }
.field textarea { resize: vertical; min-height: 90px; }

.lgpd { display: flex; align-items: flex-start; gap: 10px; margin-top: var(--sp-5); font-size: 0.85rem; color: var(--c-gray-soft); }
.lgpd input { width: 18px; height: 18px; flex: none; margin-top: 2px; accent-color: var(--c-steel); }
.lgpd a { color: var(--c-steel); text-decoration: underline; }
.quote-form__submit { margin-top: var(--sp-5); }
.quote-form__note { font-size: 0.8rem; color: var(--c-gray-soft); margin-top: var(--sp-3); }

/* Mensagem de sucesso */
.quote-success { display: none; text-align: center; padding: clamp(2rem,5vw,3rem); background: var(--c-offwhite); border: 1px solid var(--c-border); border-radius: var(--radius-lg); }
.quote-success.is-visible { display: block; }
.quote-success__icon { width: 64px; height: 64px; margin: 0 auto var(--sp-4); border-radius: 50%; background: #e6f4ea; color: #2e9e5b; display: grid; place-items: center; }
.quote-success__icon svg { width: 32px; height: 32px; }
.quote-success h3 { font-size: var(--fs-h3); margin-bottom: var(--sp-2); }
.quote-success p { color: var(--c-gray-soft); max-width: 44ch; margin: 0 auto var(--sp-4); }

/* Demais produtos (sem formulário) */
.assist-band { text-align: center; }
.assist-band h2 { margin-bottom: var(--sp-3); }
.assist-band p { color: var(--c-gray-soft); max-width: 52ch; margin: 0 auto var(--sp-5); }

/* --------------------------------------------------------------------------
   Investimentos — abordagem (split) + processo "como funciona"
   -------------------------------------------------------------------------- */
.approach__grid { display: grid; gap: clamp(2.5rem,6vw,5rem); align-items: center; grid-template-columns: 1fr; }
@media (min-width: 920px) { .approach__grid { grid-template-columns: 1fr 1fr; } }
.approach h2 { margin-bottom: var(--sp-4); }
.approach p { color: var(--c-gray-text); margin-bottom: var(--sp-4); }
.approach__media { position: relative; border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-lg); }
.approach__media img { width: 100%; height: 100%; object-fit: cover; aspect-ratio: 4/3.4; display: block; }
.approach__media::after { content: ""; position: absolute; inset: 0; background: linear-gradient(160deg, transparent 45%, rgba(0,62,99,0.32)); }

.proc-grid { display: grid; gap: clamp(1rem,2.5vw,1.5rem); grid-template-columns: 1fr; counter-reset: step; }
@media (min-width: 560px) { .proc-grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 980px) { .proc-grid { grid-template-columns: repeat(4,1fr); } }
.proc-card {
  position: relative; overflow: hidden;
  background: #fff; border: 1px solid var(--c-border); border-radius: var(--radius);
  padding: clamp(1.4rem,2.6vw,1.8rem); box-shadow: var(--shadow-sm);
  transition: transform var(--t), box-shadow var(--t), border-color var(--t);
}
.proc-card:hover { transform: translateY(-6px); box-shadow: var(--shadow); border-color: var(--c-mist); }
@media (min-width: 980px) {
  .proc-card:nth-child(2) { transform: translateY(-18px); }
  .proc-card:nth-child(3) { transform: translateY(-36px); }
  .proc-card:nth-child(4) { transform: translateY(-54px); }
  .proc-card:nth-child(2):hover { transform: translateY(-24px); }
  .proc-card:nth-child(3):hover { transform: translateY(-42px); }
  .proc-card:nth-child(4):hover { transform: translateY(-60px); }
}
.proc-card__num { font-family: var(--font-title); font-weight: 800; font-size: 2.4rem; line-height: 1; color: var(--c-offwhite); position: absolute; top: 0.6rem; right: 1rem; }
.proc-card__icon { width: 46px; height: 46px; border-radius: 12px; display: grid; place-items: center; background: var(--grad-steel); color: #fff; margin-bottom: var(--sp-3); position: relative; }
.proc-card__icon svg { width: 23px; height: 23px; }
.proc-card h3 { font-size: 1.1rem; margin-bottom: var(--sp-2); position: relative; }
.proc-card p { color: var(--c-gray-soft); font-size: 0.92rem; position: relative; }

/* --------------------------------------------------------------------------
   Seguradoras — grade de logos
   -------------------------------------------------------------------------- */
.seg-logos { display: grid; grid-template-columns: repeat(2,1fr); gap: clamp(0.8rem,2vw,1.2rem); }
@media (min-width: 560px) { .seg-logos { grid-template-columns: repeat(3,1fr); } }
@media (min-width: 820px) { .seg-logos { grid-template-columns: repeat(4,1fr); } }
@media (min-width: 1060px) { .seg-logos { grid-template-columns: repeat(5,1fr); } }
.seg-logo {
  background: #fff; border: 1px solid var(--c-border); border-radius: var(--radius);
  display: grid; place-items: center; padding: 1.4rem 1.2rem; min-height: 110px;
  box-shadow: var(--shadow-sm); transition: transform var(--t), box-shadow var(--t), border-color var(--t);
}
.seg-logo:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: var(--c-mist); }
.seg-logo img { max-height: 52px; max-width: 100%; width: auto; object-fit: contain; }

/* --------------------------------------------------------------------------
   Texto legal (Privacidade / Termos)
   -------------------------------------------------------------------------- */
.prose { max-width: 800px; }
.prose h2 { font-size: var(--fs-h3); margin: var(--sp-7) 0 var(--sp-3); }
.prose h2:first-child { margin-top: 0; }
.prose h3 { font-size: 1.1rem; margin: var(--sp-5) 0 var(--sp-2); color: var(--c-blue); }
.prose p { margin-bottom: var(--sp-4); color: var(--c-gray-text); }
.prose ul { margin: 0 0 var(--sp-4) 0; }
.prose ul li { position: relative; padding-left: 1.4rem; margin-bottom: var(--sp-2); color: var(--c-gray-text); }
.prose ul li::before { content: ""; position: absolute; left: 0; top: 8px; width: 0; height: 0; border-left: 5px solid transparent; border-right: 5px solid transparent; border-bottom: 9px solid var(--c-steel); }
.prose a { color: var(--c-steel); text-decoration: underline; }
.prose strong { color: var(--c-blue); }
.prose__updated { font-size: 0.85rem; color: var(--c-gray-soft); margin-bottom: var(--sp-6); }

/* --------------------------------------------------------------------------
   404
   -------------------------------------------------------------------------- */
.error-hero { text-align: center; }
.error-hero__code { font-family: var(--font-title); font-weight: 800; font-size: clamp(5rem, 18vw, 10rem); line-height: 1; color: #fff; letter-spacing: -0.04em; }
.error-hero__code .hl { color: var(--c-mist); }
.error-hero h1 { color: #fff; font-size: var(--fs-h2); margin-bottom: var(--sp-4); }
.error-hero p { color: rgba(255,255,255,0.85); max-width: 46ch; margin: 0 auto var(--sp-6); }
.error-hero .cta-final__cta { justify-content: center; }
.error-links { margin-top: var(--sp-7); display: flex; flex-wrap: wrap; gap: 0.6rem 1.6rem; justify-content: center; }
.error-links a { color: rgba(255,255,255,0.8); font-size: 0.92rem; display: inline-flex; align-items: center; gap: 6px; transition: color var(--t-fast); }
.error-links a:hover { color: #fff; }
.error-links a::before { content: ""; width: 0; height: 0; border-left: 4px solid transparent; border-right: 4px solid transparent; border-bottom: 7px solid var(--c-mist); }

/* --------------------------------------------------------------------------
   Contato — mapas
   -------------------------------------------------------------------------- */
.maps-grid { display: grid; grid-template-columns: 1fr; gap: clamp(1.25rem,3vw,2rem); }
@media (min-width: 820px) { .maps-grid { grid-template-columns: 1fr 1fr; } }
.map-card { background: #fff; border: 1px solid var(--c-border); border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-sm); }
.map-card__label { padding: 0.9rem 1.2rem; font-family: var(--font-title); font-weight: 600; color: var(--c-blue); border-bottom: 1px solid var(--c-border); }
.map-card iframe { display: block; width: 100%; height: 320px; border: 0; }

/* Abas de navegação entre trilhas */
.trilha-tabs { display: flex; flex-wrap: wrap; gap: var(--sp-3); }
.trilha-tab {
  font-family: var(--font-title); font-weight: 600; font-size: 0.92rem;
  padding: 0.7rem 1.4rem; border-radius: var(--radius-pill);
  border: 1.5px solid var(--c-border); color: var(--c-gray-text);
  transition: border-color var(--t-fast), color var(--t-fast), background var(--t-fast);
}
.trilha-tab:hover { border-color: var(--c-steel); color: var(--c-blue); }
.trilha-tab.is-active { background: var(--c-blue); border-color: var(--c-blue); color: #fff; }

/* --------------------------------------------------------------------------
   Trilha (página de seguros específica) — intro + grade de ramos
   -------------------------------------------------------------------------- */
.trilha-intro { max-width: 760px; }
.trilha-intro p { color: var(--c-gray-text); margin-top: var(--sp-3); }

.prod-grid { display: grid; gap: clamp(1rem, 2.5vw, 1.5rem); grid-template-columns: 1fr; }
@media (min-width: 560px) { .prod-grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 900px) { .prod-grid { grid-template-columns: repeat(3, 1fr); } }

.prod-card {
  position: relative; overflow: hidden;
  background: #fff; border: 1px solid var(--c-border); border-radius: var(--radius);
  padding: clamp(1.4rem, 2.6vw, 1.8rem);
  box-shadow: var(--shadow-sm);
  display: flex; flex-direction: column;
  transition: transform var(--t), box-shadow var(--t), border-color var(--t);
}
.prod-card:hover { transform: translateY(-6px); box-shadow: var(--shadow); border-color: var(--c-mist); }
.prod-card::after { content: ""; position: absolute; left: 0; bottom: 0; height: 3px; width: 0; background: var(--grad-brand); transition: width var(--t); }
.prod-card:hover::after { width: 100%; }
.prod-card__icon { width: 48px; height: 48px; border-radius: 12px; display: grid; place-items: center; background: var(--c-offwhite); color: var(--c-steel); margin-bottom: var(--sp-4); transition: background var(--t), color var(--t); }
.prod-card:hover .prod-card__icon { background: var(--grad-steel); color: #fff; }
.prod-card__icon svg { width: 24px; height: 24px; }
.prod-card h3 { font-size: 1.12rem; margin-bottom: var(--sp-2); }
.prod-card p { color: var(--c-gray-soft); font-size: 0.92rem; flex: 1; }
.prod-card__cta { display: inline-flex; align-items: center; gap: 6px; margin-top: var(--sp-4); font-family: var(--font-title); font-weight: 600; font-size: 0.88rem; color: var(--c-steel); }
.prod-card__cta svg { width: 15px; height: 15px; transition: transform var(--t-fast); }
.prod-card:hover .prod-card__cta svg { transform: translateX(4px); }
.prod-card__flag { position: absolute; top: 1rem; right: 1rem; background: var(--c-steel); color: #fff; font-size: 0.68rem; font-weight: 700; letter-spacing: 0.04em; text-transform: uppercase; padding: 0.28rem 0.6rem; border-radius: var(--radius-pill); }

/* Faixa de destaques com formulário */
.highlight-band { background: var(--grad-hero); color: #fff; border-radius: var(--radius-lg); padding: clamp(2rem, 4vw, 3rem); position: relative; overflow: hidden; }
.highlight-band__head { max-width: 640px; margin-bottom: var(--sp-6); }
.highlight-band h2 { color: #fff; margin-bottom: var(--sp-3); }
.highlight-band p { color: rgba(255,255,255,0.85); }
.highlight-grid { display: grid; gap: var(--sp-3); grid-template-columns: 1fr; }
@media (min-width: 620px) { .highlight-grid { grid-template-columns: 1fr 1fr; } }
@media (min-width: 920px) { .highlight-grid { grid-template-columns: repeat(4, 1fr); } }
.highlight-card {
  background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.16);
  border-radius: var(--radius); padding: 1.3rem; backdrop-filter: blur(8px);
  transition: transform var(--t), background var(--t);
  display: flex; flex-direction: column; gap: 0.5rem;
}
.highlight-card:hover { transform: translateY(-5px); background: rgba(255,255,255,0.14); }
.highlight-card b { font-family: var(--font-title); font-size: 1.05rem; color: #fff; }
.highlight-card span { font-size: 0.85rem; color: rgba(255,255,255,0.78); flex: 1; }
.highlight-card a { margin-top: var(--sp-2); font-family: var(--font-title); font-weight: 600; font-size: 0.85rem; color: var(--c-mist); display: inline-flex; align-items: center; gap: 6px; }

/* --------------------------------------------------------------------------
   Páginas individuais de produto
   -------------------------------------------------------------------------- */
.product-shell { background: #fff; }
.product-hero-card {
  display: grid; gap: clamp(1.5rem, 3vw, 2.2rem);
  grid-template-columns: 1fr;
  margin-top: clamp(2rem, 4vw, 3rem);
}
@media (min-width: 860px) { .product-hero-card { grid-template-columns: 1.25fr 0.75fr; } }
.product-summary {
  background: #fff; border: 1px solid var(--c-border); border-radius: var(--radius-lg);
  box-shadow: var(--shadow); padding: clamp(1.5rem, 3vw, 2.2rem);
}
.product-summary h2 { font-size: var(--fs-h3); margin-bottom: var(--sp-3); }
.product-summary p { color: var(--c-gray-text); margin-bottom: var(--sp-4); }
.product-summary__chips { display: flex; flex-wrap: wrap; gap: var(--sp-2); margin-top: var(--sp-5); }
.product-summary__chips span {
  background: var(--c-offwhite); border: 1px solid var(--c-border); border-radius: var(--radius-pill);
  color: var(--c-blue); font-family: var(--font-title); font-weight: 600; font-size: 0.82rem;
  padding: 0.48rem 0.8rem;
}
.product-side {
  background: var(--grad-hero); color: #fff; border-radius: var(--radius-lg);
  padding: clamp(1.4rem, 3vw, 2rem); box-shadow: var(--shadow);
  display: flex; flex-direction: column; justify-content: space-between; gap: var(--sp-5);
}
.product-side h3 { color: #fff; font-size: 1.25rem; margin-bottom: var(--sp-2); }
.product-side p { color: rgba(255,255,255,0.82); font-size: 0.95rem; }
.product-side__list { display: grid; gap: 0.65rem; margin-top: var(--sp-4); }
.product-side__list li { display: flex; gap: 8px; color: rgba(255,255,255,0.88); font-size: 0.9rem; }
.product-side__list li::before { content: ""; width: 0; height: 0; flex: none; margin-top: 6px; border-left: 5px solid transparent; border-right: 5px solid transparent; border-bottom: 8px solid var(--c-mist); }
.product-side .btn { align-self: flex-start; }
.benefit-grid { display: grid; grid-template-columns: 1fr; gap: clamp(1rem, 2.4vw, 1.4rem); }
@media (min-width: 720px) { .benefit-grid { grid-template-columns: repeat(3, 1fr); } }
.benefit-card {
  background: #fff; border: 1px solid var(--c-border); border-radius: var(--radius);
  padding: clamp(1.3rem, 2.5vw, 1.7rem); box-shadow: var(--shadow-sm);
}
.benefit-card b { display: block; font-family: var(--font-title); color: var(--c-blue); margin-bottom: 0.4rem; }
.benefit-card span { color: var(--c-gray-soft); font-size: 0.92rem; }
.coverage-list { display: grid; gap: var(--sp-3); grid-template-columns: 1fr; }
@media (min-width: 720px) { .coverage-list { grid-template-columns: 1fr 1fr; } }
.coverage-list li {
  position: relative; background: #fff; border: 1px solid var(--c-border); border-radius: var(--radius);
  padding: 1rem 1.1rem 1rem 2.45rem; color: var(--c-gray-text);
}
.coverage-list li::before {
  content: ""; position: absolute; left: 1rem; top: 1.25rem; width: 0; height: 0;
  border-left: 5px solid transparent; border-right: 5px solid transparent; border-bottom: 9px solid var(--c-steel);
}
.related-strip { display: flex; flex-wrap: wrap; gap: var(--sp-3); }
.related-strip a {
  display: inline-flex; align-items: center; gap: 8px;
  background: #fff; border: 1px solid var(--c-border); border-radius: var(--radius-pill);
  padding: 0.75rem 1rem; color: var(--c-blue); font-family: var(--font-title); font-weight: 600;
}
.related-strip a:hover { border-color: var(--c-steel); color: var(--c-steel); }

/* --------------------------------------------------------------------------
   Consórcio
   -------------------------------------------------------------------------- */
.consorcio-hero {
  position: relative; overflow: hidden; isolation: isolate;
  background: linear-gradient(135deg, var(--c-blue-darker), var(--c-blue) 58%, var(--c-steel));
  color: #fff;
  padding-top: calc(var(--header-h) + clamp(3.5rem, 8vw, 6rem));
  padding-bottom: clamp(2rem, 5vw, 4rem);
}
.consorcio-hero::after {
  content: ""; position: absolute; right: -12vw; top: -16vw; width: 42vw; height: 42vw;
  border-radius: 50%; background: rgba(255,255,255,0.08); z-index: -1;
}
.consorcio-hero h1 { color: #fff; font-size: clamp(2.6rem, 6vw, 4.2rem); max-width: 12ch; margin-bottom: var(--sp-4); }
.consorcio-hero h1 .hl { color: var(--c-mist); }
.consorcio-hero__lead { color: rgba(255,255,255,0.88); font-size: clamp(1.08rem, 1.6vw, 1.3rem); max-width: 56ch; }
.consorcio-cards {
  display: grid; gap: clamp(0.9rem, 2vw, 1.2rem); grid-template-columns: 1fr;
  margin-top: clamp(2rem, 5vw, 3rem);
}
@media (min-width: 560px) { .consorcio-cards { grid-template-columns: repeat(2, 1fr); } }
/* 3 em cima e 3 embaixo — vale do tablet para cima */
@media (min-width: 760px) { .consorcio-cards { grid-template-columns: repeat(3, 1fr) !important; } }
.consorcio-card {
  background: #fff; color: var(--c-gray-text); border-radius: var(--radius);
  padding: clamp(1.25rem, 2.6vw, 1.65rem); box-shadow: var(--shadow);
  display: flex; flex-direction: column; min-height: 210px;
}
.consorcio-card__icon { width: 46px; height: 46px; border-radius: 12px; display: grid; place-items: center; background: rgba(0,84,131,0.09); color: var(--c-blue); margin-bottom: var(--sp-3); }
.consorcio-card__icon svg { width: 23px; height: 23px; }
/* par de ícones (ex.: carro + moto no mesmo bloco) */
.consorcio-card__icons { display: flex; gap: 0.5rem; margin-bottom: var(--sp-3); }
.consorcio-card__icons .consorcio-card__icon { margin-bottom: 0; }
.consorcio-card h3 { font-size: 1.05rem; margin-bottom: var(--sp-2); }
.consorcio-card p { color: var(--c-gray-soft); font-size: 0.9rem; flex: 1; }
.consorcio-card a {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  width: fit-content;
  margin-top: var(--sp-4);
  color: var(--c-steel);
  font-family: var(--font-title);
  font-weight: 700;
  font-size: 0.86rem;
}
.consorcio-card a svg {
  width: 16px;
  height: 16px;
  flex: none;
  stroke-linecap: round;
  stroke-linejoin: round;
}
.consorcio-form-grid { display: grid; gap: clamp(1.5rem, 4vw, 2.5rem); grid-template-columns: 1fr; align-items: start; }
@media (min-width: 980px) { .consorcio-form-grid { grid-template-columns: 0.85fr 1.15fr; } }
.mini-facts { display: grid; gap: var(--sp-3); margin-top: var(--sp-5); }
.mini-fact { background: #fff; border: 1px solid var(--c-border); border-radius: var(--radius); padding: 1rem 1.1rem; }
.mini-fact b { display: block; color: var(--c-blue); font-family: var(--font-title); margin-bottom: 0.2rem; }
.mini-fact span { color: var(--c-gray-soft); font-size: 0.9rem; }

/* --------------------------------------------------------------------------
   Trabalhe conosco
   -------------------------------------------------------------------------- */
.career-grid { display: grid; gap: clamp(1.8rem, 4vw, 3rem); grid-template-columns: 1fr; align-items: start; }
@media (min-width: 960px) { .career-grid { grid-template-columns: 0.9fr 1.1fr; } }
.career-note {
  background: var(--grad-hero); color: #fff; border-radius: var(--radius-lg);
  padding: clamp(1.5rem, 3vw, 2.2rem); box-shadow: var(--shadow);
}
.career-note h2 { color: #fff; font-size: var(--fs-h3); margin-bottom: var(--sp-3); }
.career-note p { color: rgba(255,255,255,0.84); margin-bottom: var(--sp-4); }
.career-list { display: grid; gap: 0.8rem; }
.career-list li { display: flex; gap: 10px; color: rgba(255,255,255,0.88); }
.career-list li::before { content: ""; flex: none; width: 0; height: 0; margin-top: 7px; border-left: 5px solid transparent; border-right: 5px solid transparent; border-bottom: 9px solid var(--c-mist); }
.file-hint { color: var(--c-gray-soft); font-size: 0.8rem; margin-top: 0.25rem; }
.hp-field {
  position: absolute;
  left: -10000px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

/* --------------------------------------------------------------------------
   Ícones — estilo da referência: traço mais encorpado e azul da marca
   (CSS vence o atributo stroke-width="2" do SVG)
   -------------------------------------------------------------------------- */
.prod-card__icon svg,
.qseg__icon svg,
.proc-card__icon svg,
.consorcio-card__icon svg,
.mvv-card__icon svg,
.quote-tab__icon svg,
.step-card__icon svg,
.counter__icon svg,
.seg-card__icon svg,
.card__icon svg { stroke-width: 2.4; }

/* tiles neutros passam a usar o azul da marca */
.prod-card__icon,
.qseg__icon,
.quote-tab__icon { background: rgba(0,84,131,0.09); color: var(--c-blue); }

/* --------------------------------------------------------------------------
   Faixa com pessoas (atendimento) — usada nas páginas de produto
   -------------------------------------------------------------------------- */
.people-band__grid { display: grid; gap: clamp(2rem, 5vw, 3.5rem); align-items: center; grid-template-columns: 1fr; }
@media (min-width: 900px) { .people-band__grid { grid-template-columns: 1.05fr 1fr; } }
.people-band__media { position: relative; border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-lg); }
.people-band__media img { width: 100%; height: 100%; object-fit: cover; display: block; aspect-ratio: 3/2; }
.people-band__media::after {
  content: ""; position: absolute; inset: 0;
  background: linear-gradient(160deg, transparent 55%, rgba(0,44,71,0.28));
}
.people-band__text h2 { margin-bottom: var(--sp-4); }
.people-band__text p { color: var(--c-gray-text); margin-bottom: var(--sp-5); }

/* grade de 4 canais (WhatsApp, Sinistro, Endereço, E-mail) na página de contato */
@media (min-width: 620px) { .mvv-grid--4 { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1040px) { .mvv-grid--4 { grid-template-columns: repeat(4, 1fr); } }
/* e-mail longo não pode vazar da coluna estreita da grade de 4 */
.mvv-grid--4 .mvv-card p { overflow-wrap: anywhere; }
